Most significant experience on karmic carryover from past life comes from primitive life times. The cause of a present day problem could very well rest in past life time. Karma is a
process of evolution, of achieving greater levels of enlightenment. God does
not punish us, we punish ourselves. The soul always has free will. Love is the
key to everything. Wisdom is a combination of intellect, understanding and
compassion. Karma is action, effect and destiny. We can choose to do good or
evil, right or wrong. We choose our future lives. Who would choose to kill,
rape, steal or cheat if he/she realizes the karmic implications? Karma paybacks
for centuries of hard work and dedication. When we fulfil our karma, we learn
all the lessons that we have to show kindness, patience, politeness, honesty,
sincerity, truthfulness, helpfulness, work with dedication & dignity, unselfish
love to all those we meet and the cycle will end. The universe is connected by
a linkage of the consciousness of all souls. We will go beyond soul plane to
higher plane and reunite with GOD.